Stewart Valuation Intelligence is dedicated to monitoring and reviewing all regulatory changes at the state and federal levels. Our team of compliance professionals are well versed in the ever-changing compliance landscape. (more…)
VALIDITY provides some tips and instructions to the user, but the final acceptance of the photos is the responsibility of the appraiser. If they are not comfortable with quality, they can ask for additional photos.
VALIDITY requires the homeowner to take multiple photos of the exterior of the home, including the property address and street photos to the left and right of the property. Additionally, photo location and dates are verified to make sure that they were taken from the subject location and after the homeowner was requested to do the inspection. All of the photo metadata is available to the appraiser, and they review photos versus available satellite/birds eye view images during the review process to confirm it's the same property. Nonetheless, tools that can manipulate GPS location are available to the most determined fraudulent actor.
VALIDITY requires a mobile data or wifi connection.
Stewart Valuation Intelligence responds to all customer inquiries within one hour of receipt as a policy. The actual response time has been less than 20 minutes from receipt of the customer inquiry. (more…)
Stewart Valuation Intelligence has been completing and delivering Desktop Appraisals since 2000. (more…)
For Partners signed up for direct deposit, all work closed in QC by Friday night will be paid by the following Wednesday (allow up to 48 hours for the funds to show in your account).
Many companies can only provide appraisal-based solutions, limiting your choice. Stewart Valuation Intelligence offers AVM, Agent/Broker and Appraiser derived solutions and can match products to your need and credit-risk policy.
Yes, Stewart Valuation Intelligence is integrated with Encompass and can be quickly added to your vendor list. (more…)
Yes, VALIDITY is designed to be multi-lingual.
Stewart Valuation Intelligence’s VALIDITY homeowner guided inspection tool can be used in conjunction with many of Stewart Valuation Intelligence’s solutions to give you a view inside the property in question.
Yes. VALIDITY is a stand-alone application that any party can utilize via the API. It has no dependencies on Stewart Valuation Intelligence, so it can be used by appraisers, AMCs, lenders or investors for appraisals Stewart Valuation Intelligence may not be involved in.
Yes, provided location services and metadata are enabled on the device taking the picture.
Images from the web would lack the proper date stamp and location data, which means they would fail the photo verification and be open to further verification from the appraiser.
When using a mobile device, the homeowner can only use new photos that have originated on that device. We do provide an option for VALIDITY to be used on a desktop or laptop device to support wider adoption. In these cases, the metadata in the uploaded photo would be used to verify location and time provided it is present. If the photos do not have metadata available, the same warnings, flagging and homeowner required comments would be present so the appraiser would be aware of the situation when they perform their review.
Yes, all are monitored for accuracy.
Stewart Valuation Intelligence offers competitive fees, and constantly studies the market to make sure our fees align with going market rates. We also encourage feedback from our partners and for you to set up your own fee schedule.
Stewart Valuation Intelligence is a national provider of Appraisal Management and residential real estate valuation services. Stewart Valuation Intelligence delivers a comprehensive suite of valuation products including appraisals, desktop appraisals, BPOs, desktop reviews, AVMs, data/analytics and hybrid solutions. (more…)
Stewart Valuation Intelligence is helping to ensure a strong and stable housing market by assisting financial institutions better manage their real estate risk. (more…)
Stewart Valuation Intelligence is a member of the Mortgage Bankers Association, Collateral Risk Network, Association of Appraisal Regulatory Officials and a founding member of the Real Estate Valuation Advocacy Association (REVAA). (more…)
Appraisal Desktop with Inspection (ADI) is a desktop appraisal completed by an appraiser in adherence to Uniform Standards of Professional Appraisal Practice (USPAP). The ADI is more economical than traditional field appraisal but retains the expertise of the local market appraiser. (more…)
The Appraisal Risk Review (ARR) is an appraisal review that evaluates the credibility of the appraisal relative to compliance with GSE Guidelines, common appraisal methodologies, USPAP and The Interagency Appraisal and Evaluation Guidelines. (more…)
Home Value Forecast (HVF) is our monthly look at real estate trends and market conditions. Not only does it provide our borrowers and customers insight into the current and future state of the U.S. housing market, but it has also proven to be a go-to resource for reporters and journalists covering national housing market trends. (more…)
Intelligent Cascade is a rules-based valuation ordering platform that uses property, market, loan and borrower characteristics in conjunction with a lender’s credit risk guidelines to provide an automated product selection and upgrade workflow.
Our coverage is nationwide. Stewart Valuation Intelligence has built and maintained a mature network of quality audited and rated Appraisers and Real Estate Agents/Brokers. (more…)