Uniform Appraisal Dataset 3.6 Is Coming: Is Your Appraisal Team Ready for the Next Big Leap?
The appraisal industry is about to undergo a major shift. The GSEs are updating the Universal Appraisal Dataset (UAD) to align with MISMO 3.6, introducing a new era of data-driven appraisal modernization
This transformation includes the replacement of traditional static forms with dynamic, technology-enabled reports that support clearer value conclusions and are easier to interpret for all parties involved. At Stewart Valuation Intelligence (SVI), we’ve been actively preparing for this evolution by integrating new technologies into our fulfillment process to support the changes UAD 3.6 will bring.
What Does UAD 3.6 Change?
UAD 3.6 will fundamentally impact how appraisals are created, submitted and reviewed. Instead of rigid, form-based reports, appraisals will become dynamic and responsive to property characteristics, designed with structured, machine-readable data for better review, automation and compliance.
Why Lenders Should Act
The GSEs are targeting 2025 for the Limited Production Phase, with a full mandate likely in 2026. That means lenders and their appraisal partners need to move now to stay ahead. SVI is on track to participate in the Limited Production Phase by Q4 2025 and is actively aligning its systems and APIs with the GSE rollout schedule.
As a lender, here are a few questions to consider:
- How are your appraisal providers preparing for UAD 3.6?
QC processes will shift. Working with an AMC that has GSE experience and has refined its QC workflow during the Limited Production Phase can help you avoid issues later.
- Have you confirmed internal timelines and integration plans?
Portal and LOS impacts are real. Coordinate across internal teams to ensure alignment before deadlines hit.
- Do your partners have the scale and tech infrastructure to handle a data-first future?
This isn’t a simple update. It requires deep operational readiness and tech capability.
How SVI is Preparing
SVI delivers human-driven, tech-enabled valuations in all 50 states, every day. We’ve built our systems to evolve alongside GSE and industry needs. With APIs being actively updated and a roadmap to Limited Production participation in Q4 2025, SVI is ready for what’s next.
Change is coming fast. If your partners and systems aren’t prepared, your lending process could be disrupted.
Talk with SVI today to learn how we’re supporting the next generation of property valuation.
