Stewart Valuation Intelligence’s Property Condition Report (PCR) delivers a clear, reliable view of a property’s current condition and marketability. Whether used as a standalone assessment or as part of a hybrid valuation solution, the PCR provides essential context that helps lenders, investors and servicers make confident, data-driven decisions.
The VALIDITY-enabled Property Condition Report leverages SVI’s nationwide panel of experienced real estate professionals to capture detailed property data through our advanced digital inspection platform. Each inspection includes comprehensive photos, site observations and commentary on neighborhood and market influences, validated in real time through our proprietary VALIDITY technology.
Depending on need, the PCR may be completed as an exterior-only or interior inspection, ensuring flexibility across loan types and risk profiles.
Each Property Condition Report delivers a complete, verified picture of subject property and neighborhood characteristics, including:
All inspection data is reviewed by SVI’s quality assurance team to ensure accuracy, compliance and consistency prior to delivery.
The Property Condition Report serves as the foundation for SVI’s most widely used hybrid and desktop valuation products,
including:
By combining the PCR with advanced analytics, automated valuation models (AVMs), and expert appraiser review, SVI delivers efficient, transparent and compliant valuation results across the lending lifecycle.

Get in touch with us today to speak to one of our real estate valuation experts and learn how SVI can help your organization succeed.