Efficiency ToolsSVI Payment Flexibility
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svi pAYMENT FLEXIBILITY  

Give Borrowers Another Way to Pay 

Stewart Valuation Intelligence has partnered with Affirm to provide participating lenders with an additional payment option for appraisal services. 

Eligible borrowers can choose from flexible payment plans, including interest-free options for qualifying purchases or longer-term installments, helping them manage upfront appraisal costs in a way that fits their budget. 

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Woman doing online shopping using debit card and laptop. Female hands holding credit card over a keyboard of laptop sitting at a desk buying goods online from home

Why Offer SVI Payment Flexibility?

Our goal is to help lenders enhance the borrower experience without introducing operational complexity. Appraisal fees are often one of the first out-of-pocket expenses borrowers encounter, and providing an additional payment option can help make that step more manageable.

With flexible payment plans available through Affirm, eligible borrowers can choose options that align with their financial preferences, including interest-free plans for qualifying purchases. Borrowers review their options upfront, with clear terms and no hidden fees, creating a more transparent and confident payment experience. See Terms & Conditions below.

How it Works 

A credit card with a checkmark symbol in a circle at the bottom right corner.
Enable SVI Payment Flexibility 

Participating lenders choose to make the option available. 

Smartphone with credit card and dollar sign icon representing mobile payment.
Borrower Selects Affirm Option 

Eligible borrowers review available payment options and choose the plan that works best for them. 

Checkmark inside a burgundy star-shaped badge icon.
Affirm Handles the Payment 

Affirm manages eligibility, payment terms and repayment.  

Home loan document with a house and pen icon.
SVI Completes the Appraisal 

Orders move through SVI’s normal workflow with no impact to service or turnaround times.    

FAQs

What is SVI Payment Flexibility?

SVI Payment Flexibility, powered by Affirm, gives participating lenders the option to offer eligible borrowers flexible payment plans for appraisal services.

Who can use SVI Payment Flexibility? 

The option is available to eligible borrowers whose lenders choose to enable SVI Payment Flexibility as part of the appraisal payment process. 

How does the process work? 

When enabled by the lender, eligible borrowers can select Affirm during the appraisal payment process, review available payment options and choose the plan that best fits their needs. 

What payment options are available? 

Depending on eligibility and purchase amount, borrowers may have access to interest-free payment options or longer-term installment plans through Affirm. 

Are there any hidden fees? 

No. Affirm provides clear payment terms upfront so borrowers understand their available options before completing their purchase. 

Who determines borrower eligibility? 

Borrower eligibility and available payment options are determined by Affirm. 

Does using Affirm delay the appraisal process? 

No. Orders move through SVI’s standard workflow and service process regardless of payment method. 

Can borrowers still use traditional payment methods? 

Yes. Existing payment methods remain available alongside SVI Payment Flexibility. 

Why did SVI partner with Affirm? 

Affirm is one of the nation’s leading payment providers and is trusted by many of the world’s largest brands. The partnership allows SVI to provide participating lenders with an additional borrower payment option while maintaining the same valuation process and service experience. 

Where can I learn more? 

Contact your Stewart Valuation Intelligence representative to learn more about enabling SVI Payment Flexibility for your borrowers. 

Terms & Conditions: Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Affirm availability and eligibility may vary. Restrictions apply. See affirm.com/terms #use. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. Affirm, Inc., NMLS 1883087. Affirm Loan Services, LLC, NMLS 1479506.

If a monthly payment amount or number of payments is included, a representative example must also be included (the example used is illustrative): Rates from 0-36% APR. For example, a $400 purchase might cost $135.56/mo over 3 months at 10% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Affirm availability and eligibility may vary. Restrictions apply. See affirm.com/terms#use. Estimated payment amount may exclude taxes. For licenses and disclosures, including information for New Mexico residents, see affirm.com/licenses. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license.  Affirm, Inc., NMLS 1883087. Affirm Loan Services, LLC, NMLS 1479506.