In today’s market, loan buyers, investors and securitization desks are under more pressure than ever to quickly validate the credibility of collateral. When appraisals fall short of expectations or fail to meet compliance standards, the risk isn’t just operational, it’s reputational and financial.
That’s why Appraisal Risk Reviews (ARRs) from Stewart Valuation Intelligence (SVI) have become a trusted solution, and have been accepted by rating agencies for more than 12 years.
What Is an Appraisal Risk Review?
An ARR is a comprehensive secondary review of the original appraisal designed to surface issues related to value credibility, methodology, compliance and market conditions. SVI’s licensed and certified appraisers assess the appraisal report using independent public records, MLS data and valuation analytics to identify red flags and recommend actionable next steps.
The result? A clear, concise summary of risks with a rating, documentation of issues and a professional reconciliation of value, helping you move forward with confidence.
Why Lenders and Capital Markets Rely on ARR
ARRs are particularly effective for:
- Whole loan purchases
- Securitization pools
- Scratch-and-dent asset review
- Reps & warrants validation
Every ARR is supported by:
- Market condition analytics
- Comparable property verification
- Regulatory and USPAP compliance checks
- Clear summaries with issue flags and next steps
This review isn’t a generic audit. It’s a focused, expert-level appraisal quality check that has earned the trust of rating agencies for more than 12 years.
Ready to Lower Risk and Increase Clarity? The next time you acquire loans, ask yourself:
Do I trust the original appraisal or do I need to verify?
Appraisal Risk Reviews help answer that question with certainty.
Contact us at svi-info@stewart.com to get started.
